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Where the US goes the UK often follows. This always seems especially true of bad thngs. If the US has extreme weather we usually experience similar a few days later. If violent crime increases across the Pond likewise in the UK.

So it seems with Christmas shopping bargain days.

Black Friday has just passed and today, November 28, 2011 is Cyber Monday
Each have become big shopping days on both sides of the Pond. Last Friday many people hit the shops attracted by huge price cuts and today the same is happening online. Is all as it seems though?

As usual the answer is probably not.

It is so easy to get sucked into spending unnecessarily. You buy in haste and repent at leisure. This year remember it is in reality a consumer market. Businesses want your trade. That does not stop some of them throwing the odd rogue item into the pot.

Bargains are sometimes far from that. They could be second rate, last year's model or simply stock that is hard to shift. Once it is dressed up with a fancy cut price sign you may find it hard to resist.

Consider all the implications of your purchase. If you buy online there may be delivery charges but you will be saving a potentially expensive trip to town which could be full of hassle. Emails dropping into your inbox, that offer great bargains, can be tempting. However, if you purchase an item you had no intention of buying is it really a bargain. Probably not, especially if money is tight.

This year more than ever retailers will be trying  hard to get you to part with your hard earned money. There will be pre Christmas sales and brgains long after today.  With almost a month to go till Christmas perhaps it would be wiser to hang fire. Shop around, be it online or on the High Street, take your time and oprchase well.

Having some idea of what you want to buy helps. If you shop "blind" you will be more likey to spend more than you should.  Cyber Monday also increases the temptation to buy now and pay later. Not a good idea. Pay for purchases online with a switch or debit card so you are not paying for Christmas well into the New Year.

One factor specific to the UK is that Chacellor George Osborne will announce to the country his Autumn statement or Budget tomorrow, Tuesday November 29, 2011. It is doubtful though that it will have apositive effect on retail trade but it could.